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Online Banking
The diversity of choice available in online banking is tremendous. You can be guaranteed to get a service package that meets your exact needs by taking advantage of the diversity and niche market expertise of online banking services.
| High Interest Bank Accounts |
1. Get 4.50% p.a. variable each month you make no withdrawals, or a Standard Rate of 3.00% p.a. variable if you do.
2. 5.00%p.a. interest on balances greater than $5,000 until 1 July 2010*.
3. Enjoy a fixed bonus rate of 1.55%p.a. above the standard Direct Saver variable rate (4.20%p.a. on 5 March 2010), for 4 months when you open a Direct Saver account before 30 June 2010.
4. 5.25%p.a.*^ until 15th March 2010 for new to HSBC funds in new Serious Saver accounts opened between 7 September 2009 and 29 December 2009.
5. Earn up to 5.40%p.a. interest for 4 months. Standard interest rate, currently 3.75% p.a. Offer ends 13 April 2010.
10. Enjoy a fixed bonus interest rate* on top of your standard variable Power Saver rate for 4 months when you open a new Power Saver account between 1 March 2010 and 30 June 2010 and deposit only new funds to St.George Bank^
11. Bonus promotional variable interest of 1.25% p.a. is added to ANZ Online Saver standard variable rate, which as at 5 March 2010 is 4.25% p.a. Rate is subject to change. Terms and conditions, fees and charges apply.
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Many people are reluctant to deal with online banking, as they have grave concerns over the security and safety of online banking. Online transactions can be vulnerable to fraud, but online banking is an exception in that respect. Online banking has been proven remarkably safe, and there have been few instances of security breaches at any of the many available online banks. These banks use serious encryption software to protect your vulnerable financial information, and should a breach ever occur, you will never be held liable for any losses, as these losses are mandated to be covered by the banking institution.
If you are not already using online banking, you must sign up today. All major banks in Australia now offer an online banking interface to your account. Online banking allows you to see the balance of your accounts and transfer money to other accounts. You can also pay all your bills online, no more queues. All this with 24 hour, 7 day a week access. Online banking allows you to bank when you want to, rather than when the banks are open.
More and more features are being added to online banking and with expanding atms, physically visiting banks is becoming less and less a part of life.
Online banking will save you time and money. Today's banking environment is firmly tilted in favor of the consumer. It is a very competitive banking climate, and banks are working hard to provide great services and competitive prices in the hopes of attracting business. Only online bank accounts usually operate with no fees and high levels of interest.
You might have a poor credit history, and have difficulty sourcing credit through a conventional retail bank. These banks are set up to optimise their service for the masses, and the minority like you, are easily dismissed. Accessing a bank online that is geared towards bad credit loans, might allow you to get the loan money that you need. These banks will still charge more than for a person with good credit, but through online banking you may have access to services that otherwise might not be available to you.
The convenience factor with online banking is so attractive. Online banking will never require of you to march down to the bank for any of your banking needs. You can do all of your transactions, and bill payments easily, and affordably from the comfort of your living room. With today's great encryption programming, the details of any transaction you make are completely secure.
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